Skip to content

A Quotes.ae research product

medicalinsurance.ae

Cover you need
Where you live
DubaiThe Essential Benefits Plan
Abu DhabiBasic, enhanced and Thiqa
Sharjah and the northern emiratesThe basic scheme from 2025
The rules
UAE health insurance lawWho must be covered
Fines for no coverWhat it costs and who pays
All cover guides
Family and staff
People you sponsor
Your spouse, children and parentsWho pays for dependants
MaternityPregnancy, birth and your newborn
Domestic workersMaids, nannies, drivers and cooks
All cover guides
Insurers
Find a company
Health insurers in DubaiCompanies with a DHA permit
Health insurers in Abu DhabiCompanies approved by DoH
Health insurers A to Z
Aetna International
Al Sagr Insurance
Cigna
Daman
Generali
GIG Gulf
Now Health International
Orient Insurance
Salama
Sukoon Insurance
Takaful Emarat
All insurers
Using your cover
Before you buy
What health insurance costsPublished prices and what moves them
How to compare plansLimits, networks and co-payments
Getting coveredNew residents, families and freelancers
Tools
Look up a published priceBy emirate, category and age
Work out your share of a billWhat you pay on a basic plan
All toolsCalculators and lookups
When you need help
Complain about an insurerThe insurer, the regulator, Sanadak
GlossaryLSB, co-insurance, TPA and more
All guides

Search topics and guides

medicalinsurance.ae

Search topics and guides

Cover you need

Where you live

Dubai
Abu Dhabi
Sharjah and the northern emirates

The rules

UAE health insurance law
Fines for no cover

All cover guides →

Family and staff

People you sponsor

Your spouse, children and parents
Maternity
Domestic workers

All cover guides →

Insurers

Find a company

Health insurers in Dubai
Health insurers in Abu Dhabi

Health insurers A to Z

Aetna International
Al Sagr Insurance
Cigna
Daman
Generali
GIG Gulf
Now Health International
Orient Insurance
Salama
Sukoon Insurance
Takaful Emarat

All insurers →

Using your cover

Before you buy

What health insurance costs
How to compare plans
Getting covered

Tools

Look up a published price
Work out your share of a bill
All tools

When you need help

Complain about an insurer
Glossary

Home
Guides

Guides

Guides

Long-form explanations of how UAE health insurance works.

1Basic health insurance in Sharjah and the northern emiratesUpdated 11 Nov 2026
2Fines for having no health insurance in the UAEUpdated 11 Nov 2026
3How to compare health insurance plans in the UAEUpdated 11 Nov 2026
4How to complain about a health insurer in the UAEUpdated 11 Nov 2026
5How to get health insurance in the UAEUpdated 11 Nov 2026
6What health insurance costs in the UAEUpdated 11 Nov 2026

What would you like to do next?

The cover you must haveThe rule in each emirate.
How to compare plansLimits, networks and co-payments.
Look up an insurerPlans, claims and contact details.

medicalinsurance.ae

Plain guides to UAE health insurance: the cover you must have, what it pays for and how to use it.

Cover you need

Dubai Abu Dhabi Sharjah and the northern emirates UAE health insurance law Fines for no cover

Family and staff

Your spouse, children and parents Maternity Domestic workers

Using your cover

What health insurance costs How to compare plans Getting covered Look up a published price Work out your share of a bill All tools Complain about an insurer Glossary

Browse

Cover guides Insurers Guides Tools About Contact

A Quotes.ae research productPrivacy policy Terms and conditions