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medicalinsurance.ae

Cover you need
Where you live
DubaiThe Essential Benefits Plan
Abu DhabiBasic, enhanced and Thiqa
Sharjah and the northern emiratesThe basic scheme from 2025
The rules
UAE health insurance lawWho must be covered
Fines for no coverWhat it costs and who pays
All cover guides
Family and staff
People you sponsor
Your spouse, children and parentsWho pays for dependants
MaternityPregnancy, birth and your newborn
Domestic workersMaids, nannies, drivers and cooks
All cover guides
Insurers
Find a company
Health insurers in DubaiCompanies with a DHA permit
Health insurers in Abu DhabiCompanies approved by DoH
Health insurers A to Z
Aetna International
Al Sagr Insurance
Cigna
Daman
Generali
GIG Gulf
Now Health International
Orient Insurance
Salama
Sukoon Insurance
Takaful Emarat
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Using your cover
Before you buy
What health insurance costsPublished prices and what moves them
How to compare plansLimits, networks and co-payments
Getting coveredNew residents, families and freelancers
Tools
Look up a published priceBy emirate, category and age
Work out your share of a billWhat you pay on a basic plan
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When you need help
Complain about an insurerThe insurer, the regulator, Sanadak
GlossaryLSB, co-insurance, TPA and more
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Cover you need

Where you live

Dubai
Abu Dhabi
Sharjah and the northern emirates

The rules

UAE health insurance law
Fines for no cover

All cover guides →

Family and staff

People you sponsor

Your spouse, children and parents
Maternity
Domestic workers

All cover guides →

Insurers

Find a company

Health insurers in Dubai
Health insurers in Abu Dhabi

Health insurers A to Z

Aetna International
Al Sagr Insurance
Cigna
Daman
Generali
GIG Gulf
Now Health International
Orient Insurance
Salama
Sukoon Insurance
Takaful Emarat

All insurers →

Using your cover

Before you buy

What health insurance costs
How to compare plans
Getting covered

Tools

Look up a published price
Work out your share of a bill
All tools

When you need help

Complain about an insurer
Glossary

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The health cover you need

Cover

The health cover you need

The rules in each emirate, the basic plans, and cover for your family and the people you sponsor.

1Health insurance companies in DubaiUpdated 11 Nov 2026
2Health insurance for your dependants in the UAEUpdated 11 Nov 2026
3Health insurance for your maid, nanny, driver or cook in the UAEUpdated 11 Nov 2026
4Health insurance in Abu DhabiUpdated 11 Nov 2026
5Health insurance law in the UAEUpdated 11 Nov 2026
6Maternity cover on health insurance in the UAEUpdated 11 Nov 2026
7UAE health insurance terms explainedUpdated 11 Nov 2026
8What is the Essential Benefits Plan (EBP) in Dubai?Updated 11 Nov 2026

What would you like to do next?

The cover you must haveThe rule in each emirate.
How to compare plansLimits, networks and co-payments.
Look up an insurerPlans, claims and contact details.

medicalinsurance.ae

Plain guides to UAE health insurance: the cover you must have, what it pays for and how to use it.

Cover you need

Dubai Abu Dhabi Sharjah and the northern emirates UAE health insurance law Fines for no cover

Family and staff

Your spouse, children and parents Maternity Domestic workers

Using your cover

What health insurance costs How to compare plans Getting covered Look up a published price Work out your share of a bill All tools Complain about an insurer Glossary

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